I have a new MFJ client. They owed on their 2017, 2018, and 2020 tax returns. Total unpaid debt is 13K. Wife is disabled and gets social security income, hardly makes any income. Husband made decent income (70kish) prior to 2020 and a bulk of the tax is due to underwithholding. Basically they never updated their old W-4 forms once their kids dropped off their returns. Husband only made 25K in wages and 25K in unemployment for 2020. The husband is back to earning 70-80K in income, but with the wife being disabled I thought maybe it was worth a shot for an OIC. Obviously I know they are very situational and I'm probably omitting a few things that would anyone form a decision, but If I can help them out, I really want to.
Thanks!