Self-employed client, whose husband just retired in 2021, met with an insurance advisor who recommended she start an HSA towards the end of 2021. So she went to her local bank and they told her to set up a separate business checking account and make her contributions to that and pay her medical expenses from that account. They said that's what lots of their customers with HSAs do. And they do not provide 1099s.
Is that okay? Seems very odd to me.