I agree. The IRS template plan tries to be all things to all people. It may not fit the way some of us do business. Like you, I am on the road to retirement. I do about half the returns I once did. The computers I use for tax returns are not used for other internet activities. There is a completely separate computer for that which does not contain any client data. The tax computers connect with the internet via an ethernet cable that isn't plugged in unless I am transmitting returns to the tax serevice or downloading updates. Wireless is disabled. Tax programs and files are maintained on external (encrypted) hard drives. If I am away for any length of time, they are removed and secured. My clients are old too, and while they all E file, many submit their tax data on paper. Anything they send me gets returned. Scans of the data are kept on an external encrypted hard drive. As for anyone breaking in, good luck getting past the canine secruity team (on site monitoring 24/7). And if someone should try to break in while I am here, it is likley to end badly for one of us.